STEP ONE -- Apply Online Now! Getting started is easy.

Completing this step first will allow us to provide you with a precise mortgage rate quote, steer you towards the perfect loan program that best fits your needs, and can help us to proactively pinpoint any nuances that may be critical to the pricing of your new discount mortgage loan.

If you prefer to speak with a loan advisor before applying, you may fill out the Low Rate Quote form and click Submit, or simply call us at 1-877-256-5681 to speak with an advisor.

STEP TWO -- Work with your Loan Advisor to find the loan program that best fits your financial situation.

The Loan Advisors at DDM are residential mortgage experts that have collectively closed over $1 Billion in residential Discount Mortgage loans. Whether you need a Fixed Rate Mortgage, Adjustable Rate Mortgage (ARM), Interest Only Loan, or 1% Option ARM, our Mortgage Experts will help you find the loan program that is right for you!

STEP THREE -- Obtain competitive low rate quotes for the program(s) you have chosen.

Your Loan Advisor will proficiently prepare personalized mortgage rate quotes for you that will be incredibly competitive regardless of your program niche.

We guarantee to you that the rates we quote are valid interest rates that can be locked immediately if you decide to move forward with Daylight Discount Mortgage!

STEP FOUR -- Lock your interest rate!

When you decide to secure your interest rate with Daylight Discount Mortgage, we deliver our promise to you in writing. You have our written commitment to deliver the exact interest rate and exact mortgage related fees. Our word alone is as good as gold, but our written guarantee sets us apart from the competition.