Refinance
Daylight offers some of the most competitive rate and fee combinations for refinances. Obtain a better rate and/or take cash out of your home's equity. All credit scores considered. Please call today to obtain a low rate quote.
Refinancing Tips -- Closing Date
There is a common misconception about the perfect time to close on a refinance (i.e. The end of the month). The truth is, when refinancing to obtain a better rate, the perfect time to close is sooner than later. Interest accrues with your current lender from your last payment until the day your loan funds. Pre-paid interest to the new lender is due from the funding date until the end of the month. We close loans in as little as 2 weeks which have saved people hundreds in interest versus closing in a standard 30 day window.
Refinance Overview
- Lower your monthly payments.
- Reduce the term of your loan.
- Cash-Out Refinance Options up to 95%.
- Fast pre-approval using our free online application.
- Stated Income and Stated Asset programs.
- Work with your previous escrow/title company for discounts on title insurance.
- Finance your closing costs, including any discount points paid to buy the rate down!
- Available for primary residences, secondary residences, and investment properties.
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